401k Limit 2024 Roth Or Traditional. With a traditional 401(k) plan , you can defer paying income tax on the amount. (that contribution limit is up $500 from 2023.
In 2025, the roth ira contribution limit is the same as for 2024 at $7,000 for those under 50, and $8,000 for those 50 and older. Roth 401(k) some employers offer both a traditional 401(k) and a roth 401(k).